For some, buying a new truck is a very daunting concept. So, when you have found the right vehicle for you, you still face another problem. How to pay? Thankfully there are options for all of us, including cash or finance. Finance will allow you to spread the cost into affordable, monthly payments, rather than paying in full.

There are several ways to do this.

ULTIMATE PURCHASE

Ultimate Purchase is essentially, the same as a standard Hire Purchase agreement, but with an outright payment, which is deferred until the end of the agreement. You agree the final repayment at the start of the agreement, so you can budget more easily.

At the end of the agreement you have two options: – Make the final repayment and you own the truck or part exchange for a new vehicle.

THE SMALL PRINT

All Ultimate Purchase offers based on 60 months, 30% deposit, 6.25% APR representative. Finance is subject to status and is only available to UK residents aged 18 and over. Finance provided by RCI Financial Services,
Nissan Finance, PO Box 495, Watford, WD17 1BR.

Hire Purchase (HP)

By far the easiest finance option to understand. You make an initial deposit, decide the length of time you wish to pay for, then pay fixed monthly installments to cover the entire cost of the vehicle.

The benefit to this is that you end up paying the car outright and you can obtain a high value car for a manageable monthly fee.

Our experts can answer any questions you may have regarding Hire Purchase. Call direct on 01963 834 486